TAX PLANNING
At SJ Associates, tax planning isn’t just a seasonal activity—it’s a year-round commitment to optimizing your financial outcomes. We provide personalized strategies to help individuals and businesses reduce tax liabilities, stay compliant, and make informed financial decisions.
Develop customized plans to reduce current and future tax liabilities.
Identify deductions, credits, and strategies tailored to your financial situation.
Stay ahead of changes in tax laws to maximize savings.
Minimize personal tax liabilities through effective strategies for.
Income, investments, and retirement accounts.
Real estate holdings and rental properties.
Wealth transfers, including estate and gift taxes.
Asset protection
Optimize tax strategies for corporations, partnerships, and pass-through entities.
Plan for multistate, international, and industry-specific tax considerations.
Assist with entity structuring to improve tax efficiency.
Asset protection
Maximize contributions to retirement accounts (Traditional and Roth IRAs, 401(k)s, Defined Benefit Plan & Profit Sharing).
Strategize Required Minimum Distributions (RMDs) to minimize taxes and maximum contributions.
Plan for generational wealth transfers through gift, estate and trust strategies.
Guidance for significant events like marriage, family planning, buying a home, divorce, or starting a business.
Tailored strategies for families, including child tax credits, education credits & savings (i.e. 529).
Assistance with multi-state tax compliance for businesses and individuals.
Navigate international tax laws, foreign earned income and housing exclusions, foreign tax credit, and treaty benefits.
Foreign Bank Account & Asset Reporting (FBAR)
Related Party Transaction Reporting